How many households can afford healthcare in Connecticut?

Complete report

 • As of June 2021, approximately 18% (165,684) of households in Connecticut with working adults face costs that exceed the target for affordability. The percentage of households with access to health insurance costs below the affordability target varies by the source of coverage. 42% (60,906) of households purchasing insurance through Access Health CT face health care cost that exceed the target for affordability, while only 16% (104,788) of households with employer-sponsored insurance face healthcare costs that exceed the target for affordability. Households covered by HUSKY (Medicaid) are all presumed to have affordable healthcare. | This estimate includes new, temporary premium subsidies provided to consumers purchasing health insurance through Access Health CT, the state health insurance exchange established under the Affordable Care Act, under the new federal American Rescue Plan Act (ARPA) enacted in February. | We estimate the temporary ARPA subsidies will make health care costs affordable for over 35,000 additional Connecticut workingage households purchasing health insurance through the individual marketplace. Prior to passage of ARPA, 21% of households in Connecticut faced healthcare costs that exceeded the target for affordability. 

• The new state budget provides additional assistance to offer fully subsidized coverage to another 40,000 people in Connecticut. Beginning on July 1, 2021, the state will pay any remaining premiums and all cost sharing, other than what is already paid in premium assistance and through cost-sharing reductions for caregiver adults of children on HUSKY A, up to 175% FPL, who are not otherwise covered by Medicaid and who enroll in the benchmark silver plan via Access Health CT. Beginning July 1, 2022, the state will pay all remaining premiums and cost sharing (after federal assistance) and will also cover dental and non-emergency medical transportation for all adults under 175% FPL. When it takes effect on July 1 of this year, this new state assistance will further reduce the percentage of Connecticut households that face healthcare costs that exceed the target for affordability.